bink, the journey so far

My company is using Standard Chartered as their default bank. To me Standard Chartered by it self sucks, BIGTIME. Why? In KL it self, it only have like two branch (Leboh Ampang and TTDi), in Selangor only two, so far that I know and usually go to (Uptown Damansara and Taipan).

It is more harder because they are not in Meps network. So we have to go to their ATM. International Bank MY ASS!!

And some more their online banking sucks even more. For one, the don’t have that much company that we can pay our bill on. Celcom ain’t there. And when you want to change the phone number to get the PAC / TAC number, we have to go to any of the branch, walk in, take a number and wait (for a long time) before one of the teller call your number, fill up a form, and wait for few days. Why? Because they reset your online banking account. How Dumb is that?

Stage 6, started at Putrajaya, finishes off at the peak of Genting.

This is my first time witness this race from Genting. I never get the chance to witness the race here in Genting, if I am not mistaken last year it was done on weekdays.

I drive up to Subang around 7 am to pick up Tini. It was raining most of the way. I can’t imagine how they will race in this kind of weather. I hear that some cyclist climb up to Genting today to watch the race, I am worried about their safety as one of my friend, Adzim is also one of the climber.

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Online casino have been here for ages. Some people do invest money in it, some people chose to just play it for fun. I myself is not a gambler. And so I can’t say much about it. I use to play this Horse Race Game Machine back in the old days in Ipoh. Black tinted glass video game shop some where in the shop lot. The front row is the normal video game, the back row however are some gambling machine, slot machine, horse racing machine.Some machines accept 20cents coin, some machine accepts 1 ringgit coins. Those days.

Now however, some of my friends do gamble online. Online casinos, online slots, online pokers. A lot I must say, but you just need to control yourself though. Some website accept paypals, most of them using Credit Cards.

This is one website for you who is interested in online casino, online casinos for real money . Their site is a ratings guide to the best online casinos, poker rooms and gaming sites on the web.
Have Fun.

I have been burden for so long with credit cards debt. Every month I tried to pay off as much as possible. 3 cards to settle off. I tried to go to Al Rajhi Bank yesterday to take on their balance transfer scheme. Which will cut down the interest rate from a normal Credit Card rate (18%) to 8.5%.

But then, somehow. My application got rejected by the Bank. I tried to go around, and I went to Bank Islam. One thing about Bank Islam is that the minimum loan that you can apply is 10k. And you need a lot of documents.
3 month payslip
3 month bank statement
EPF statement
Surat Pengesahan Majikan

And the interest rate differs based on how long you want to pay. 10 years is the longest term. With 8% interest rate.

And so today I went to Citibank itself. Apparently they have this scheme where they convert your Credit Card usage to loan. And they cut down the interest rate to 8.1%.

They only need, 3 month payslip, IC, and Postal Order (RM20). You go to Citibank, Level 8 (Collection Department). Sign some papers, and you are done. They will call you either tomorrow or day after tomorrow.

I want to clear off my credit card this year. No more debts. Sakit wuu

Been waiting for the salary for quite some time. Our company policy is that, if the salary comes before 7th of every month it is ok. And so, our salary day is never consistently on the same day.

For today, I am hoping for increment, and bonus. Which I didn’t receive any. Damn. I was feeling down for the whole day. No mood to work.

Gaji dah la lambat, ini macam jadi.

I accidentally cut myself with the milk bottle’s aluminum seal.

I thought that I’m the last out from the office, I turn off the light, I lock the door. And then when I reach the basement, my friend called, told me that he was shocked that the whole office was dark. He was in the toilet. I thought I am the last one.

I didn’t go to Pushmore today. Thanks to Mr. Lazy and Ms. Rain.

I watched ‘Up in the Air’. George Clooney stars in it, and he is one of my favourite actor. I love the film.

I

Just done my morning run. Feel so lazy today, as I wake up kinda late and I am forcing my body to run. I am trying to run as much as possible this month. I know I can run, but it’s my mental state who got lazy. There is no push factor. Maybe because I am not competing (hell, I am even lazy and competing right now, let alone train). My focus is to gain back fitness and shed some fat.

Well, I do sleep kinda late yesterday. Tickering with some toy (SATA/IDE to USB). Ok, it is not a toy, it’s a converter for us to connect the harddisk to our computer without having to put in a casing. Easy eh.

I have this harddisk that I need to recover the data, but then the mechanical error is kinda bad (clicking of death). I will try another one last try, then I send it to the owner.

So back to the run, I did some run walk, not far. Just 4km. The sun was up, and I have to hurry. I don’t want to be late for office. Speaking of office, manalah gaji aku tak masuk lagi nih..

It’s Federal Territory day. And I am working today. The road is damn clear. It is almost like Raya. I love going to work today. Everywhere is clear. From KL to Selangor. I went to TTDI for an evening run. Usually by 6 something, the road to Damansara Utama always congested, today is clear. After that I went to Pushmore. Also the road is clear. Wah. Best!!.

This post is regardin the road is damn clear and I Like It.

I just love this discussion, I just have to put it here. To all girls, why la your hantaran is damn high??